With business financing powered by Adyen*, yetipay Capital allows eligible businesses to access pre-approved loan offers based on their sales history. Once accepted, funds are typically deposited the next business day, with repayments automatically deducted from daily card takings.
“Our customers told us they needed simpler ways to access funding,” said Oliver Pugh, founder of yetipay. “yetipay Capital gives small businesses a fast, no-fuss option for managing cash flow or funding growth, all within the platform they already use to get paid.”
Funding made for how small businesses actually operate
yetipay Capital removes the need for lengthy application forms, credit checks, or fixed monthly repayments. Instead, the platform uses a business’s existing payment history with yetipay to offer personalised funding, and adjusts repayments automatically based on processing volume.
“Because customers already use our platform to process payments, we can offer pre-qualified loan options without the usual friction,” said Niall, Lead Developer at yetipay. “It’s built into the flow of how they already work.”
Key benefits for small businesses
yetipay Capital offers merchants several advantages over traditional business financing:
- No hidden or fluctuating fees
- Quick or instant access to funds
- No impact on business credit rating
- Easy and flexible repayment with no fixed monthly payments
- Pre-qualification with dynamically calculated maximum eligible amounts
- Simple application process completed entirely within the yetipay app
*Adyen Capital is issued by Adyen N.V. represented by its London Branch
Please note that Loans provided by Adyen do not qualify as regulated credit agreements under the Consumer Credit Act.
About yetipay
yetipay creates payment tools designed around the real needs of small businesses. From mobile payments to capital access, the platform helps business owners manage payments more easily and flexibly.